BUY SMARTER · PLAN YOUR BUDGET

Home Loan EMI
Calculator & Bank Guide

Explore monthly payments, principal and interest. Compare banks using their official websites. This calculator does not offer credit, approval or a loan quotation.

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Estimate your monthly EMI

Adjust the price, down payment, annual interest and tenure. The 8.5% example is an illustration, not a quoted bank rate.

Property price (₹) Down payment (₹) Annual interest rate (%) Loan tenure (years)

Your illustrative EMI

—

per month · reducing balance example

Loan amount—

Principal—

Estimated total interest—

Total repayment—

Excludes bank processing fees, insurance, stamp duty, floating-rate resets and other charges. Your bank's actual APR, offer and repayment schedule may differ.

Independent lender directory · No claimed partnerships

Explore Home Loans From Indian Banks

These are informational lender references, not loan offers, referral arrangements, bank rankings or promises of approval. Rates change with your credit score, lender assessment, tenure and loan type.

SBI

State Bank of India

Public-sector bank

Check the lender's current rate, APR, fees and eligibility directly. No EzyProcure lending arrangement is claimed.

See official lender information ↗

HDFC

HDFC Bank

Private-sector bank

Check the lender's current rate, APR, fees and eligibility directly. No EzyProcure lending arrangement is claimed.

See official lender information ↗

ICICI

ICICI Bank

Private-sector bank

Check the lender's current rate, APR, fees and eligibility directly. No EzyProcure lending arrangement is claimed.

See official lender information ↗

AXIS

Axis Bank

Private-sector bank

Check the lender's current rate, APR, fees and eligibility directly. No EzyProcure lending arrangement is claimed.

See official lender information ↗

BOB

Bank of Baroda

Public-sector bank

Check the lender's current rate, APR, fees and eligibility directly. No EzyProcure lending arrangement is claimed.

See official lender information ↗

PNB

Punjab National Bank

Public-sector bank

Check the lender's current rate, APR, fees and eligibility directly. No EzyProcure lending arrangement is claimed.

See official lender information ↗

Bank names are used only for informational identification. Illustrations are generic EzyProcure designs, not official logos. EzyProcure is not offering or underwriting a loan. Always read the bank's latest Key Facts Statement, APR, applicable fees and terms before applying.

Documentation checklist

Before applying for a home loan

Financial documents

Income proof, bank statements, existing EMIs, credit profile and relevant KYC as requested by the lender.

Property documents

Sale agreement, title chain, sanctioned plan, property valuation and RERA/approval papers where applicable.

Total cost planning

Budget for down payment, registration, stamp duty, loan charges, insurance, repairs and contingencies separately.

Frequently asked questions

Is a calculated EMI the same as a bank-approved EMI?

No. This is an educational estimate. Your lender's current interest rate, underwriting, fees and floating rate reset rules determine actual repayments.

Can EzyProcure guarantee loan approval or a specific rate?

No. EzyProcure is not acting as a licensed lender and does not claim formal bank partnerships. Loan decisions are made by the individual bank.

Can I use the calculator for construction loans?

Use it for initial budget planning only; construction or stage-disbursement loans can follow different repayment schedules.